Searching for New Apartment or Flat can be a Daunting task, especially if your not sure where to start. here are some tips to help you find the perfect new home by anita bagade. you can also call for free Advice being in real estate industry since 2004 i will be happy to help you.
Determine your budget

1. Before you start looking for  a new flat it is important to know how much you afford to spend on EMI and how much money you
     have in saving.
2. If your staying in rent apartment also check on your rent ( If you want to book under construction Project).
3. check on you home loan how much loan you can get normally bank will give 80 to 90% loan on your agreement value not on full value of flat ( eg cost of you flat is 1 cr + stampduty + reg + G.S.T + development charges + maintenance for 2 years etc is full value as per builder). so loan value will be 1 cr.
4. Your Home Loan  Eligibility Can Be 2 cr But Bank Will Consider Your Flat Value And Then Give 80 to 90 % Loan On Flat Value.
5. Now calculate how much money you should have in hand to buy flat after getting 90% loan
eg. Flat value – 1 cr ( 10% of agreement value + Stampduty + Reg+ G.s.t + development charges + maintenance for 2 years etc) 
so now your ready to check on your dream home 
This will help narrow down your search and ensure you don’t waste time looking at properties that are out of your price range and waste your time.

Decide on your location

Think about what location is most convenient for you. Do you need to be close to work or school? Do you want to be near public transportation or amenities like shopping and dining? Consider these factors when deciding where to search for your new flat.

Located at a prime location while sharing easy connectivity with the most-visited attractions in Mumbai, Mira RoadMulund WestAndheri WestChembur and Malad West are worth exploring. The flats in Mumbai city are spacious, airy & offer a decent lifestyle

  • Kalyan.
  • Ghodbunder Road.
  • Ambernath.
  • Badlapur.

  • Majiwada.

  • Kolshet.
  • Vartak Nagar.
  • Bhiwandi.

Research different neighborhoods

Once you’ve decided on a general location, do some research on different neighborhoods in that area. Look at crime rates, average rent prices, and proximity to amenities. This will help you get a better sense of what each neighborhood has to offer.

Use online resources

There are plenty of websites and apps that can help you find a new flat. Some popular options include, www.inchtosquare.com, magicbricks.com,Realtor.com etc. These sites allow you to search for properties by location, price, and other criteria.

  • MagicBricks
  • CommonFloor
  • Housing
  • Prop Tiger
  • Makaan
  • Quikr Homes

Consider a real estate agent 

If you’re having trouble finding a flat on your own, you may want to consider working with a real estate agent. They have access to a wider range of properties and can help you find a flat that meets your needs and budget. they will not charge fees on new project but can on resale one . normal they 2% of agreement value is they fees. but still you can discuss with them. if you want u can call ANITA BAGADE for advise CAN help you with good agents in that area.

Be prepared to compromise 

It’s unlikely that you’ll find a flat that has everything you want. You may have to compromise on things like the size of the property, the number of bedrooms, or the distance from amenities. Be prepared to make some
sacrifices in order to find a flat that meets your needs.

Take your time

Don’t feel rushed to find a new flat. It’s important to take the time to find a place that you’ll be happy in Look at a variety of properties and don’t be afraid to
ask questions.


Check on our next post which project is best ready to move or under construction.